AGTech, as a member of the Alibaba Group, was incorporated in Bermuda and its Shares are listed on GEM (Stock Code: 8279). The Company is included as a constituent stock in the MSCI World Micro Cap Index.
As a comprehensive financial technology group, AGTech’s core businesses are broadly divided into four principal categories:
1.Full-scale financial services:
(i) Digital payment services:
(a) mCard
(b) MPay
(c) Merchants acquiring services1
(ii) Full-scale banking services:
(a) Digital banking services for individuals and SMEs2
(b) Wealth management services3
2.Commerce enablement and local consumer services:
lifestyle, culture and entertainment, marketing technical services for merchants and e-commerce platform
3.Innovative technology services for the gold and precious metals trading
4.Lottery services4
1This service also includes the business line previously presented under "payment?related hardware supply".
2This service includes deposits, loans, transfers and cross-border remittances, cross-border e-commerce/supply chain financing, etc.
3This service encompasses the business lines previously presented under "internet securities investment, account services, insurance agency services, and customer self-service banking outlet".
4This service includes lottery hardware sales, lottery offline distribution, as well as other integrated services.
AGTech is committed to becoming a leading global comprehensive financial technology group, leveraging diversified services including full-scale financial services, commerce enablement and local consumer services and innovative technology services for the gold and precious metals trading to provide comprehensive and multi-layered financial technology solutions to different markets.
Leveraging our deep expertise in online and offline, particularly mobile, payment platforms, we are rapidly extending our core strengths to Macau and beyond, driving the widespread adoption of mobile payments and the digital transformation of local lifestyle services. We have built a diversified and synergistic business portfolio, with service offerings extending from merchants acquiring service and payment service to full-scale banking service, where we leverage our licensed bank to offer full-scale financial services, including deposits, loans, and wealth management. At the same time, the Group’s fintech business segment in Macau is deeply rooted in complementary sectors such as e-commerce, lifestyle, entertainment, advertising and marketing technology, thereby empowering the development of smart cities via commerce enablement and local consumer services. As a member of the Alibaba Group, we leverage the combined ecosystem strengths of Alibaba Group, Ant International Group and Ant Group to create powerful business synergies, enabling us to effectively meet the core payment and consumption needs of Macau residents, tourists and SMEs.
Building on our extensive experience in digital finance and cross-border ecosystem development, we have established a partnership with the Hong Kong Gold Exchange to support the development of a one-stop international precious metals trading platform, contributing to Hong Kong’s efforts to strengthen its role as a premier international gold trading and financial center.
Looking ahead, AGTech will fully expand its business footprint and continue to deepen its ecosystem of digital lifestyle and financial services. Amidst the flourishing development of fintech in the Web3.0 era, the Group will actively position itself in innovative finance, striving to build an integrated digital lifestyle and financial services platform, while actively developing financial market infrastructure as exemplified by innovative technology services for the gold and precious metals trading. Meanwhile, the Group will collaborate with numerous ecosystem partners to drive breakthrough developments in blockchain-based finance across the Guangdong-Hong Kong-Macao Greater Bay Area and beyond. By leveraging cutting-edge technology, we aim to pioneer a new chapter in innovative financial services, thereby bringing fresh vitality and momentum to the financial industry.